Payroc has introduced a new payment processing feature, enabling U.S. merchants to accept contactless payments directly through their iPhones. Announced on October 14, 2025, the Tap to Pay on iPhone functionality allows businesses to accept payments without the need for additional hardware. This innovation comes as part of the Payroc Mobile app, which supports contactless credit and debit cards, as well as digital wallets like Apple Pay.
Using the Tap to Pay feature is straightforward. Merchants simply need to prompt customers to hold their contactless payment method near their iPhone, with transactions facilitated through Near Field Communication (NFC) technology. This method streamlines the checkout process, providing a quick and efficient service without the necessity of payment terminals or extra devices.
Casey Conley, Chief Product Officer at Payroc, emphasized the flexibility this technology affords merchants. “With Payroc Mobile, our sales partners can offer merchants a modern, flexible way to accept payments anywhere they do business,” Conley stated. The Tap to Pay feature enhances mobility and simplifies the onboarding process, meeting the growing demand for convenience in payment processing.
Merchants can begin utilizing Tap to Pay on iPhone by downloading the Payroc Mobile app from the App Store. This feature is compatible with iPhone XS and later models running the latest version of iOS. Once enrolled with Payroc, businesses can start accepting contactless payments within minutes, eliminating the burden of purchasing new hardware as they expand.
Cost-Effective and Scalable Payment Solutions
The introduction of this feature not only reduces upfront costs but also allows businesses to scale their payment acceptance capabilities effortlessly. As they grow, whether by expanding locations or increasing staff, merchants can adapt their payment processes without the need for new devices.
In addition to Tap to Pay, Payroc has also developed the RewardPay Choice program, a compliant surcharge option that enables businesses to manage their processing costs effectively. This program ensures that the payment experience remains swift and frictionless for customers.
Looking ahead, Payroc plans to expand its Tap to Pay functionality through a Software Development Kit (SDK) aimed at Independent Software Vendors (ISVs). This will enable software providers to integrate Tap to Pay directly into their iOS applications, further simplifying the payment process for merchants who prefer a mobile-first approach.
About Payroc and Its Impact on the Payment Ecosystem
Founded in 2003, Payroc WorldAccess, LLC, operates as a significant player in the global payments ecosystem, facilitating over $125 billion in transaction volume annually. With operations across 50 regions and direct connections to major card networks, Payroc offers tailored solutions for a diverse range of clients, from software providers to financial institutions and merchants of all sizes.
The company’s commitment to innovation and award-winning support positions it as a leader in the payment processing industry. By prioritizing seamless transactions and growth for partners worldwide, Payroc continues to shape the future of commerce.
For more information on the Payroc Mobile app and its features, visit [www.payroc.com](http://www.payroc.com).