Meeting someone online has become increasingly accessible, yet it carries significant risks due to the rise of romance scams. In 2023, consumers lost an estimated $1.14 billion to these scams, with a median loss of $2,000, according to the Federal Trade Commission (FTC). This figure represents the highest reported losses for any type of impersonation scheme, underscoring the importance of recognizing potential warning signs.

How do these scams operate? According to Tracy Kitten, director of fraud and security at Javelin Strategy & Research, romance scams typically involve building a relationship and trust with the victim. This often leads the target to unknowingly grant access to their accounts or transfer money to the perpetrator. A common tactic is catfishing, where scammers create a false online persona, frequently using stolen photos. Such schemes frequently originate on dating platforms but can also be initiated through unsolicited messages on social media or via SMS.

Recognizing the Red Flags

For individuals navigating the world of online dating, several red flags may indicate a potential scam. One concerning sign is an immediate push to move communications off the dating platform. As noted by Reader’s Digest, scammers prefer to avoid these platforms, which can jeopardize their schemes, often suggesting they switch to text or email.

Another warning sign is an individual appearing excessively perfect. If someone shares your interests with almost uncanny precision or expresses strong affection very quickly, it may be a tactic to create emotional dependence. CNBC highlights that scammers often use flattery and exaggerated claims of love early in the interaction.

Additionally, a reluctance to engage in video calls is a strong indicator of deceit. Scammers may make excuses, such as technical difficulties, which could suggest they are concealing their true identity. The FBI points out that many scammers claim to work abroad, particularly in the building and construction sectors. This narrative allows them to evade in-person meetings and makes requests for money seem more plausible.

Recurring cancellations or vague explanations can also indicate a scammer’s intent to avoid face-to-face interactions.

Protecting Yourself from Scams

If you are engaging in online dating, there are proactive measures you can take to safeguard yourself. Insist on a video call, as these are challenging to fake. According to Norton, a genuine conversation can help confirm the person’s identity, but remain cautious about what personal information you disclose during these interactions.

Conduct thorough research on the individual. A reverse image search can reveal whether their photo is used elsewhere online, potentially indicating a stolen identity. Furthermore, verify the details they provide, including age, location, employment, and educational background.

Lastly, never send money to someone you have recently met online. Regardless of their reasons—be it a supposed need for funds to visit you or a fabricated medical emergency—Reader’s Digest emphasizes that this is a critical rule to follow in the online dating landscape.

As romance scams continue to proliferate, staying informed and cautious is essential for anyone seeking companionship in the digital age. By recognizing the signs and taking preventive measures, you can help protect yourself from falling victim to this growing trend.